![]() Notice that the CaSe is important in this example. In this example the file must be in public_html/example/Example/ By doing so, you can harness the full potential of your savings and ensure they actively contribute to your financial growth.When you get a 404 error be sure to check the URL that you are attempting to use in your browser.This tells the server what resource it should attempt to request. “For those with financial advisers, it’s essential to have meaningful discussions with financial advisors regarding cash and adopt a more strategic approach towards it. “Given the Fed continues to signal that rates could be higher for longer, it is critical investors make sure they are optimizing the yield on their reserve savings right now,” Lane says. Lane adds that there is no reason why you shouldn’t be getting over 4.5% APY on cash right now. “Inflation is scary, but one of the few ways to make this period work for investors is to think strategically about maximizing your cash,” Lane says, adding that “one of the best ways to do that is through a high-yield savings account with elevated FDIC insurance.” ( See some of the highest-paying savings accounts here.) ![]() Many households have an opportunity to earn many times what they’re earning at their current bank, notes Max Lane, chief executive officer at financial services platform Flourish. For credit unions, the National Credit Union Administration, or NCUA, protects accounts up to the same amount. Just make the $1 deposit minimum and you’re set.Īll of the above accounts are insured by the FDIC, which protects deposits at banks by up to $250,000. OceanFirst Bank: This bank, too, comes with little to no restrictions for its high 5.17% APY savings account.There may be some delays here to make a withdrawal so be sure to read the fine print. ![]() CloudBank 24/7: There is just a $1 deposit requirement to earn this high 5.20% APY at CloudBank 24/7.Although these numbers might not compare with the offerings for some CDs, savings accounts manage to deliver relatively higher than average rates with less restrictions and penalties in the process: Inova Federal Credit Union: This is currently the lowest minimum threshold with a $200 deposit minimum for this 5.75% APY rate on a 14-month CD from Inova FCU.įinancial institutions have also started to increase their rates for savings accounts in anticipation of today’s announcement.Andrews Federal Credit Union: If you don’t have quite as much money to deposit, Andrews FCU has a 9-month CD for members with a high 5.75% APY rate for just $1,000 deposit minimums. ![]()
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